Health Insurance

This enables you to have private treatment in a Private Hospital or Private wing of a NHS Hospital, at a time to suit you. Most plans run for 12 months and you can usually pay monthly, quarterly or annually by cheque or Direct Debit with some companies offering a Credit Card system. You can reduce the premiums by paying an excess starting as low a £50 and ranging up to £5,000 depending on the company chosen. Quotation

Long Term Care

Over 40,000 home were sold each year, in the last few years in order to meet the cost of Long Term Care and as many people are living much longer than previously, the cost of care can be prohibitive. Fees of £300 to £500 per week are not uncommon.

Long term care cover can pay for the cost of care either in the home or in a Private or State Residential or Nursing Home. In most cases when the policy benefits are paid they are generally paid to the policyholder, who then pays the home. Benefits become payable if you are unable to perform certain basic daily activities such as dressing and washing etc. Quotation